Time value of investment, why it is an important concept and how it really makes an impact in our life. IF we go by the definition than The time value of money is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capabilities This basic principle of finance holds that, money can earn interest, any amount of money is worth more the sooner it is received The wealthy individual knows how to put their money to work within the current banking system, and make more money. We know that with time our expenses too gets increased due to inflation factor so one has to cope up with that by investing in better rates. · Maximizing returns and regular saving · Minimizing cost & unnecessary expenses · Growing investment and reviewing portfolio Having a defined goal is one more aspect that comes into play as you know you’ll needing money in future for some purchases it could be